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Welcome to our newest member, inschvgtrx
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  #1  
Old 11-30-2004, 02:09 PM
CrimsonTide4 CrimsonTide4 is offline
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Arrow FREE Credit Reports Starting 12.1.04

http://story.news.yahoo.com/news?tmp...eathedthisweek



But starting Wednesday, consumers will have a new line of defense against identity thieves. Under a federal law enacted last year, consumers in 13 Western states will be able to order free credit reports from all three major credit bureaus. The rollout will continue across the country through next Sept. 1, when all consumers will be eligible for free annual credit reports.


Consumers still will have to pay for their credit scores, which lenders use to measure the likelihood you'll repay your debts. You can buy your score from any of the three credit reporting agencies. Prices range from $4 to $8.


Monitoring your credit report is one of the most effective ways to protect yourself against identity theft, an insidious crime that often goes undetected until victims start receiving calls from collection agencies about fraudulent accounts. Some victims spend months, or even years, trying to restore their credit.



So true so true. Isht that happened in 2000 is still impacting me in 2004.
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  #2  
Old 12-01-2004, 02:16 PM
nikki1920 nikki1920 is offline
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If you live in MD, you can get a credit report free anyway. You can also request a free credit report if you have been denied credit or are a victim of identity theft.
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  #3  
Old 12-03-2004, 12:45 AM
mccoyred mccoyred is offline
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Quote:
Originally posted by nikki1920
If you live in MD, you can get a credit report free anyway. You can also request a free credit report if you have been denied credit or are a victim of identity theft.
You beat me to it!
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  #4  
Old 02-11-2005, 05:36 PM
NinjaPoodle NinjaPoodle is offline
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Thumbs up

Good stuff. California became eligible this past December. I got my copies today.

Credit report

FYI
It actually is free with no strings attached. You don't have to buy anything. You do have to give up the personal info though. It is a secure site and it is authorized by the 3 major consumer credit reporting companies: Equifax, Experian and TransUnion.(Also the BBB).

Clean credit is a *GOOD* thing.

ETA
Keep in mind that you're only allowed 1 set per year.
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  #5  
Old 10-03-2005, 04:55 PM
Gina1201 Gina1201 is offline
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TTT

All 50 states are now eligible.
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  #6  
Old 06-12-2007, 02:11 PM
NinjaPoodle NinjaPoodle is offline
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Bringing this back up because I can not stress the importance of having good credit. (yes, I learned my lesson and now I'm eligible to to be financed to buy a home)
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Last edited by NinjaPoodle; 06-12-2007 at 02:15 PM.
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  #7  
Old 06-12-2007, 04:36 PM
treblk treblk is offline
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Quote:
Originally Posted by NinjaPoodle View Post
Bringing this back up because I can not stress the importance of having good credit. (yes, I learned my lesson and now I'm eligible to to be financed to buy a home)

Congrats!! I know how you feel!!
<<<< in her home going on 5 years
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  #8  
Old 06-13-2007, 09:37 PM
12dn94dst 12dn94dst is offline
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Congrats NinjaPoodle! I've been in my house almost 2 years. Homeownership is great!
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  #9  
Old 06-14-2007, 12:24 AM
NinjaPoodle NinjaPoodle is offline
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Originally Posted by 12dn94dst View Post
Congrats NinjaPoodle! I've been in my house almost 2 years. Homeownership is great!
Quote:
Originally Posted by treblk View Post
Congrats!! I know how you feel!!
<<<< in her home going on 5 years
Thanks you guys. When the woman told me how much better my credit score (is) was than I thought, I seriously started tearing up (the middle score is what they take). I've been really good about cleaning up the mistakes I made when I was younger. I keep track of what's on my credit and pay cash (Debit). All my hard work has paid off.
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  #10  
Old 06-14-2007, 09:12 PM
delph998 delph998 is offline
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Amen -- having a good credit score is very important!
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  #11  
Old 12-26-2007, 02:01 PM
NinjaPoodle NinjaPoodle is offline
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That time of year again to prepare
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  #12  
Old 06-20-2008, 09:26 PM
exquizit exquizit is offline
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*REMINDER*

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It is what it is....
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  #13  
Old 09-15-2009, 05:27 AM
NinjaPoodle NinjaPoodle is offline
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Late but always useful
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  #14  
Old 03-09-2010, 10:49 PM
NinjaPoodle NinjaPoodle is offline
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Originally Posted by exquizit View Post
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  #15  
Old 06-14-2010, 07:36 PM
NinjaPoodle NinjaPoodle is offline
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To the top cause we all need to keep on top of our credit!
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