GreekChat.com Forums  

Go Back   GreekChat.com Forums > General Chat Topics > News & Politics


Register Now for FREE!
Join GreekChat.com, The Fraternity & Sorority Greek Chat Network. To sign up for your FREE account INSTANTLY fill out the form below!

Username: Password: Confirm Password: E-Mail: Confirm E-Mail:
 
Image Verification
Please enter the six letters or digits that appear in the image opposite.

  I agree to forum rules 

» GC Stats
Members: 296,984
Threads: 114,108
Posts: 2,150,271
Welcome to our newest member, bbrdacahvs5686
Reply
 
Thread Tools Display Modes
  #1  
Old 03-16-2009, 08:44 PM
UGAalum94 UGAalum94 is offline
GreekChat Member
 
Join Date: Aug 2006
Location: Atlanta area
Posts: 5,385
Injured military veterans and private insurance

http://www.cnn.com/2009/POLITICS/03/...lth.insurance/

Can someone explain to me why this would be a good idea?

Is it a short term issue of getting the costs off the VA or a long term issue of making a federal health care plan more attractive by making more private insurers less profitable?

It just baffles me. How can the cost of health care from wounds during active duty be rightly shifted onto later coverage providers?

Who has more insight or information?
Reply With Quote
  #2  
Old 03-19-2009, 12:05 PM
waiting12345 waiting12345 is offline
GreekChat Member
 
Join Date: Mar 2009
Posts: 4
I'm baffled by this too and haven't found any thorough information on the logic of the changes. I know the VA has a lot a failings, but i think private insurance has just as many.

I'd love to hear an analysis of this.
Reply With Quote
  #3  
Old 03-19-2009, 12:50 PM
Munchkin03 Munchkin03 is offline
GreekChat Member
 
Join Date: Aug 2002
Location: Home.
Posts: 8,218
I think the VA system has more failings than private insurance, but that's just been my experience. Most veterans I know who can pick and choose what they have their VA doctor treat and what they have their civilian doctor address. I know not everyone has the privilege of private health care or a great doctor who can walk you through the things that the VA physicians can't, but there you go.
__________________
"The only thing that sustains one through life is the consciousness of the immense inferiority of everybody else, and this is a feeling that I have always cultivated." --Oscar Wilde
Reply With Quote
  #4  
Old 03-19-2009, 01:07 PM
KSUViolet06 KSUViolet06 is offline
Moderator
 
Join Date: Jan 2003
Posts: 17,816
Quote:
Originally Posted by Munchkin03 View Post
I think the VA system has more failings than private insurance, but that's just been my experience.

Truth.
__________________
"Remember that apathy has no place in our Sorority." - Kelly Jo Karnes, Pi

Lakers Nation.
Reply With Quote
  #5  
Old 03-19-2009, 01:14 PM
alum alum is offline
GreekChat Member
 
Join Date: Dec 2005
Posts: 1,645
Both Tricare and VA has always treated our family well...but we never had relatives who suffered combat-related injuries. I have been extremely happy with the care at NNMC and WRAMC for all our issues.
__________________
....but some are more equal than others.
Reply With Quote
  #6  
Old 03-19-2009, 01:23 PM
Coramoor Coramoor is offline
GreekChat Member
 
Join Date: Jan 2002
Location: The Sand Box
Posts: 1,144
Send a message via AIM to Coramoor
This was shot down within the last day or so.

I can't believe it didn't make a bigger stink. I mean, here BO is trying the royally screw over the men and women risking life and limb...and there is hardly a whisper from the MSM.
Reply With Quote
  #7  
Old 03-19-2009, 01:59 PM
Munchkin03 Munchkin03 is offline
GreekChat Member
 
Join Date: Aug 2002
Location: Home.
Posts: 8,218
Quote:
Originally Posted by alum View Post
Both Tricare and VA has always treated our family well...but we never had relatives who suffered combat-related injuries.
Honestly? That makes all the difference. If you've spent the better part of your post-military adult life dealing with private insurance, the shift to the VA--I can't speak for Tricare--is a jolt to say the least.
__________________
"The only thing that sustains one through life is the consciousness of the immense inferiority of everybody else, and this is a feeling that I have always cultivated." --Oscar Wilde
Reply With Quote
  #8  
Old 03-19-2009, 02:12 PM
alum alum is offline
GreekChat Member
 
Join Date: Dec 2005
Posts: 1,645
Quote:
Originally Posted by Munchkin03 View Post
Honestly? That makes all the difference. If you've spent the better part of your post-military adult life dealing with private insurance, the shift to the VA--I can't speak for Tricare--is a jolt to say the least.

I have only had military medical care for over 2 decades. There are some hassles but overall the care for our family has been quite good.
__________________
....but some are more equal than others.
Reply With Quote
  #9  
Old 03-19-2009, 03:57 PM
AGDee AGDee is offline
GreekChat Member
 
Join Date: Aug 2003
Location: Michigan
Posts: 14,764
I know Vietnam vets with combat related injuries who got awful care through the VA system. Not to mention, a lot of VA hospitals have closed so they have to travel pretty far for their care as well.
__________________
AGD
Live with Purpose!
Reply With Quote
  #10  
Old 03-19-2009, 04:13 PM
KSigkid KSigkid is offline
GreekChat Member
 
Join Date: Jan 2001
Location: New England
Posts: 9,328
Quote:
Originally Posted by alum View Post
I have only had military medical care for over 2 decades. There are some hassles but overall the care for our family has been quite good.
And I believe Munchkin grew up in a military household (Munchkin: correct me if I'm wrong), so she probably also knows what she's talking about. Just because you've had good experiences with this doesn't mean that there aren't issues with the VA system.
Reply With Quote
  #11  
Old 03-19-2009, 04:31 PM
Munchkin03 Munchkin03 is offline
GreekChat Member
 
Join Date: Aug 2002
Location: Home.
Posts: 8,218
Quote:
Originally Posted by alum View Post
I have only had military medical care for over 2 decades. There are some hassles but overall the care for our family has been quite good.
Whoa, turn it down a notch. Note that I said I couldn't speak for Tricare, but that the VA is more problematic than most of your typical private insurers. You said yourself that you weren't familiar with how the VA works for those with service-related illnesses and injuries.

My father has combat-related injuries. He has private insurance from his civilian life, but since his illnesses are related to his service, he has access to the VA hospitals which are supposed to treat those specific injuries and illnesses. Sometimes he goes to the VA clinic, but for most of the big ones--including cancer--he has chosen to be treated by his own doctor and pay for it with private insurance, even though the VA would be free. VA clinics are woefully understaffed and often treat many, many people over a large geographic area. If you had the choice between going to a doctor in an office close to your home, and driving at least an hour to go to a crowded clinic to see a doctor (or more likely a physician's assistant) for 15 minutes, which would you pick?

It's not right that it's come to this. My dad can do this because he has private insurance. Many others in his siutation don't have that luxury.
__________________
"The only thing that sustains one through life is the consciousness of the immense inferiority of everybody else, and this is a feeling that I have always cultivated." --Oscar Wilde
Reply With Quote
  #12  
Old 03-19-2009, 05:14 PM
AKA_Monet AKA_Monet is offline
GreekChat Member
 
Join Date: Oct 2000
Location: Beyond
Posts: 5,117
From what the clinicians told me is there is just not enough trained and licensed staff at the VA to treat the array of combat-related injuries. There are more privately trained and licensed clinicians to treat the series of injuries.

This sounds like a case of HMO's trying to get into the game. But I am sorry, Kaiser does not have triage care that VA is accustomed to. Since you have to be military to be a part of the VA, then the number of people paying into the system is not as high as say an mass HMO system like Kaiser, Regence Blue Shield, etc.

While I do think ALL service personnel EARNED appropriate medical care and we should pay for it, the question is how? There just are not enough studies as to how this will work--the aftercare, etc. I do know there is a study are few years ago that was published in NEJM of how triage care improved in Iraq and how the clinicians trained for it from LA County Hospital, but, I have not seen the progression course of aftercare for combat-related injuries outside of intention to treat SOP's...

My guess, if the injury is not loss of limb, and starts with PTSD, if minimally treated like HMO's do, the stress becomes overwhelming to the point that something in the body actually does become afflicted early than later--assuming combat duty is an inexplicable, unexplainable overwhelming trauma...

I would like to see what the IAVA has to say about it.
__________________
We thank and pledge Alpha Kappa Alpha to remember...
"I'm watching with a new service that translates 'stupid-to-English'" ~ @Shoq of ShoqValue.com 1 of my Tweeple

"Yo soy una mujer negra" ~Zoe Saldana
Reply With Quote
  #13  
Old 03-19-2009, 06:26 PM
UGAalum94 UGAalum94 is offline
GreekChat Member
 
Join Date: Aug 2006
Location: Atlanta area
Posts: 5,385
This issue is not who is treating the combat injured vets: it's who is paying for it. I agree that the VA system has problems, but I'm not that shifting the cost of care to the private insurers is the way to go.

Apparently, in some instances, the VA treats the vets and then bill the private insurers for say, flu shots or some other non combat related issue. (Quote from linked article: "Currently, veterans' private insurance is charged only when they receive health care from the VA for medical issues that are not related to service injuries, like getting the flu.")

The proposal, which now I'm pretty sure was dead, was that the VA was going to bill the private insurers for the cost of treating issues related to combat injuries as well.

So the Vets would get all the crappy care associated with the VA, but private insurers would pay for it.
If we were talking about getting private care and private insurance paid for it, it might still create problems for vets with serious injuries seeking private insurance (pre-existing conditions and all that crap), but it makes some sort of sense. Getting VA treatment for combat injuries and billing a private insurer makes zero sense to me.

It seems to be a total lose-lose to me.

Last edited by UGAalum94; 03-19-2009 at 06:30 PM.
Reply With Quote
  #14  
Old 03-19-2009, 07:04 PM
AKA_Monet AKA_Monet is offline
GreekChat Member
 
Join Date: Oct 2000
Location: Beyond
Posts: 5,117
Quote:
Originally Posted by UGAalum94 View Post
This issue is not who is treating the combat injured vets: it's who is paying for it. I agree that the VA system has problems, but I'm not that shifting the cost of care to the private insurers is the way to got.
When you don't have enough licensed trained clinicians, how many patients are treated per day? If less patients are treated, less pay is in returned. The way health insurance is done these days is by patient volume. However, the quality of care goes down precipitously...

The clinicians at the VA is are really good, there is just not enough of them to treat all the personnel that need to be seen in due course...

Private or civilian clinics are more abundant and could be reimbursed for treatment options. But, people have varying views. Sure, someone will get seen at the VA, but that may be awhile, opposed to a high volume location that sees a constant barrage of patients daily...

It's not like I am for this bill, I just question the feasibility of one plan over another.
__________________
We thank and pledge Alpha Kappa Alpha to remember...
"I'm watching with a new service that translates 'stupid-to-English'" ~ @Shoq of ShoqValue.com 1 of my Tweeple

"Yo soy una mujer negra" ~Zoe Saldana
Reply With Quote
  #15  
Old 03-19-2009, 08:01 PM
alum alum is offline
GreekChat Member
 
Join Date: Dec 2005
Posts: 1,645
Quote:
Originally Posted by Munchkin03 View Post
Whoa, turn it down a notch. Note that I said I couldn't speak for Tricare, but that the VA is more problematic than most of your typical private insurers. You said yourself that you weren't familiar with how the VA works for those with service-related illnesses and injuries.

My father has combat-related injuries. He has private insurance from his civilian life, but since his illnesses are related to his service, he has access to the VA hospitals which are supposed to treat those specific injuries and illnesses. Sometimes he goes to the VA clinic, but for most of the big ones--including cancer--he has chosen to be treated by his own doctor and pay for it with private insurance, even though the VA would be free. VA clinics are woefully understaffed and often treat many, many people over a large geographic area. If you had the choice between going to a doctor in an office close to your home, and driving at least an hour to go to a crowded clinic to see a doctor (or more likely a physician's assistant) for 15 minutes, which would you pick?

It's not right that it's come to this. My dad can do this because he has private insurance. Many others in his siutation don't have that luxury.
I was only speaking from personal experience so that's why I qualified my statements both times by writing "our family" in my posts.

We do choose to use an MTF that is about 45-90 minutes away depending on traffic. Recently I had to go there on a daily basis during rush hour for about 6 weeks. We could go on the economy to our various doctors and specialists but having all our medical needs addressed at one facility where the specialists work together AND not having to deal with insurance paperwork.co-payments, etc was and is the ideal decision for our family.

That all being said, I do not believe that all VA Hospitals are of equal caliber and I absolutely do believe that not all servicemembers are receiving the care they deserve ie the WRAMC expose.
__________________
....but some are more equal than others.

Last edited by alum; 03-19-2009 at 08:03 PM.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
The 11 Hr of the 11 day of the 11th Month-Veterans Day jon1856 News & Politics 12 11-21-2006 10:33 AM
Military takes back 11 Purple Hearts from troops injured in Iraq IowaStatePhiPsi News & Politics 5 11-01-2006 10:52 AM
RW/RR The Gauntlet II: Rookies vs. Veterans Unregistered- Entertainment 92 02-08-2006 08:59 PM
Where to learn about veterans who get screwed? Rudey Chit Chat 6 01-25-2004 11:17 AM
Remembrance Day/Veterans' Day Ceremonies bcdphie Chit Chat 10 11-11-2002 03:49 PM



All times are GMT -4. The time now is 06:38 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.