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Welcome to our newest member, zatylerahvso465 |
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11-02-2005, 06:44 PM
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Banned
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Join Date: May 2001
Location: Taking lessons at Cobra Kai Karate!
Posts: 14,928
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Last Minute Use of Health Insurance
I only have 2 weeks for my health insurance before it expires.
I'd had this crap deducted from my paycheck for way too long and never used it.
Anyone have any ideas, short of breaking my own bones, on how to get my money's worth in the next 2 weeks?
-Rudey
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11-02-2005, 06:54 PM
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GreekChat Member
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Join Date: Sep 2001
Location: New York City
Posts: 10,829
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Get a thorough exam and a flu shot. Blood work can be expensive.
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11-02-2005, 07:02 PM
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Moderator
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Join Date: Oct 2000
Location: Stuck in I-285 Traffic
Posts: 7,948
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Get pregnant.
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ZTA
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11-02-2005, 07:10 PM
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Banned
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Join Date: May 2001
Location: Taking lessons at Cobra Kai Karate!
Posts: 14,928
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Quote:
Originally posted by Peaches-n-Cream
Get a thorough exam and a flu shot. Blood work can be expensive.
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Stupid question. But how do I get that? I can go to any doctor so that's not an issue. Can I just call a hospital and ask for it? I also want one of those tests where they make you run on a treadmill like in the movies. I have no idea what it is.
-Rudey
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11-02-2005, 07:30 PM
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GreekChat Member
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Join Date: Aug 2002
Location: NY
Posts: 2,170
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Pick a doctor and call them up. Say you need a complete physical with blood work. Be sure to explain your time frame. Also ask for the flu shot at the same time.
The running thing is a stress test - not sure they would do that for someone under 40 who doesn't have a history of some sort...but I'm no doctor! Just ask them and see.
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11-02-2005, 07:50 PM
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GreekChat Member
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Join Date: Jan 2001
Location: New England
Posts: 9,326
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Blood tests, especially for cholesterol, C-reactive protein and all that stuff. You can find any primary care physician, say you want a physical, and just have them do a full blood panel on you.
Flu shots are a good idea as well.
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11-02-2005, 08:10 PM
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Moderator
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Join Date: May 2003
Location: in a far end of town where the grickle grass grows
Posts: 2,938
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You should go to a pulmonologist.
Make sure its one of the guys that does the high tech breathing thing. They put you in this little glass tube thing, and you have to breathe into some little valve thing. Then you get some kind of thing to trick your lungs into having an asthma attack. Finally, you get an impressive graph of your breathing abilities.
I had the graph hanging up on my wall for awhile. I had no idea what any of the lung function capacity things meant, but it was really awsome looking.
I need to find those graphs.
ETA: Ask for a scratch test too, so you can find out what you are allergic to.
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Just keep swimming
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11-02-2005, 09:11 PM
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GreekChat Member
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Join Date: Jan 2002
Posts: 279
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How about allergy tests? They aren't fun, but may be worth getting them done.
Stupid question, but are you sure your insurance doesn't run out at the end of the month? Most places I have worked the insurance was still good for awhile after I stopped paying (because I always seemed to have to pay at the beginnig before I was covered.).
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11-02-2005, 09:22 PM
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GreekChat Member
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Join Date: Jun 2002
Location: Babyville!!! Yay!!!
Posts: 10,635
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If you have dental, go get your teeth cleaned and whatever else needs done.
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Yes, I will judge you for your tackiness.
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11-02-2005, 09:44 PM
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GreekChat Member
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Join Date: Sep 2005
Posts: 99
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What insurance do you have? As someone stated earlier, have a complete physical done by your PCP While you're at it, see a few specialist(s) as well - have an echocardiogram, chest X-ray, get your eyes checked.
Make sure you are in network (PPO) and do not require referrals or else you will find yourself without insurance and paying out of pocket expenses
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11-02-2005, 09:52 PM
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GreekChat Member
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Join Date: Aug 2005
Posts: 138
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Schedule an appointment for a yearly exam. If your insurance stipulates that you must be ill, make up some ailment - hasn't your back been hurting lately?. Maybe you'll get really 'sick' on the weekend when your doctor is closed and have to visit the ER.
Teeth cleaning is a good suggestion. My personal favorite was the pregnancy idea.
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11-02-2005, 10:30 PM
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GreekChat Member
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Join Date: Dec 2001
Posts: 12,783
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Re: Last Minute Use of Health Insurance
My PPO covers counselors, acupuncture, and chiropractors -- that's a good way to test the limits of your plan.
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11-02-2005, 10:30 PM
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GreekChat Member
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Join Date: Jul 2005
Location: Somewhere Else...
Posts: 567
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I second the teeth cleaning idea and really wish I would have taken that advice.
And bless your soul for being a healthy person. COBRA is a bitch and half.
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11-02-2005, 10:57 PM
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GreekChat Member
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Join Date: Aug 2001
Location: loving the possums
Posts: 2,174
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Rudey,
you need an FeLv and FIV test and a fecal-I can help you out
I then can vaccinate you for rabies.
edit to add: are you interested in a neuter as well?
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11-02-2005, 11:07 PM
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GreekChat Member
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Join Date: Dec 2001
Location: why? are you planning on visiting me?
Posts: 1,430
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My insurance covers massages if done by a "liscensed massage therapist". It is hard to find someone who takes the insurance, but if your policy covers that then go start getting massages. I have to have a "reason"--headache usually qualifies. You could have a massage every day until your policy runs out.
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