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Hey DGTess! Pretty sure this has been answered elsewhere on GC & I am searching for it now. "It" being the threads about legacies and math/quota/etc. I could write you a dissertation in response to your questions. However there are others who are more succinct and I'm leaving it in their hands!
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"One of the painful things about our time is that those who feel certainty are stupid, and those with any imagination and understanding are filled with doubt and indecision." Bertrand Russell, The Triumph of Stupidity
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