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In terms of Standards suggesting you resign - is there any way (if all else fails and you absolutely cannot live in the house because of your parents) that you can still remain a member without living in? I find it hard to believe that Standards would rather lose you as a sister than have you be a commuter student. I'm not doubting your story, I'm just saying that if it comes down to it you should have a more in-depth conversation with standards and a chapter adviser - namely, it's commuting or deactivating.
You can even come at it from a financial perspective - that you can't afford not to live at home in light of the economic situation. I've served on the Standards board for my chapter and we tend to be very understanding about that kind of stuff.
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