As so often happens, I think Gusteau said a lot here. It completely blows when you have to lose a member because he or she can't handle the financial obligations, so for the ease of both you and your potential new fraternity, make sure you know what's ahead of you.
Can you work like a crazy person all summer to make the money you need to start in the fall? I think using the fraternity to achieve your goals seems to make more sense than having the fraternity be a reward for having met all of them.
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