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I agree with AnotherKD, I think justsmile has a valid question, just phrased it kind of badly. As a PNM myself, I didn't realize payment plans existed, I thought the money was due upfront/one payment was due by a certain date. I think it's really responsible of her to be asking questions like this - I know so many girls who have dropped out during recruitment because they didn't even realize it cost money to begin with. Just my two cents, though.
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